Merchant Accounts For Travel Industry

By DerrickCalvert

Travel Merchant Accounts:

IPAYTOTAL is focused on providing comprehensive and affordable travel merchant accounts for our clients. IPAYTOTAL works with a variety of payment processors who provide merchant accounts for the travel industry and acquiring banks that allow travel agencies to process credit cards. We pride ourselves in providing reliable, affordable and secure merchant account services for travel agencies all around the world.

Our objective is to be the undisputed best travel merchant account provider for your travel business. Whether you are a tour operator, a hotel company, timeshare business, OTA, ticket sales, reservations, deal, club or membership programs, vacation package sales, or any other travel related business,IPAYTOTAL can provide the best solutions to accept payments online for your travel business. IPAYTOTAL works with an assortment of payment processors and acquiring banks that permit travel companies to process credit cards.

Travel Merchant Account Overview

“Why is Travel Industry called high risk?” and “Why my application for Travel Merchant Account is denied?”. The answer is quite simple. The credit card processing industry generally categorizes travel agents as a high risk business type due to the fact that most travel agency transactions take place long before the actual product or service is delivered to the customer. This leaves travel merchants open to chargebacks and other payment disputes, which are costly procedures that deter many merchant services providers from offering travel merchant accounts.

Many travel agencies do not charge airline tickets, hotels and other travel expenses on their own merchant account, yet rather, charge it straightforwardly through the airline or travel provider. This practice is very much regarded by numerous payment processors, however, despite everything, others remain behind with conservative approach and try to avoid travel agencies and other travel-related merchants.


We, at IPAYTOTAL, assess each travel organization individually, we study your method of doing business so we can board you with the acquirer that would be most suited and beneficial for your Travel Merchant Account. This is how we will be able to give a reliable processing solution for your travel agency.

The procedure is very simple, however, requires some documentation to the bank, to approve your information. An iPayToTal merchant specialist will guide you each step of the way to ensure quick approval.

Multi-Currency Processing

With IPAYTOTAL merchant accounts, you can acknowledge payments in multiple currencies. Depending on your business details, you may be able to get payments from credit cards everywhere throughout the world. Approved merchants can acknowledge US dollars, British pounds, euros and more.

Various Business Types Welcome

The travel business is huge and incorporates numerous other smaller industries that may fall into the classification of travel. However, iPayTotal delivers customizable payment solutions, meaning we can work with a number of different business types. These include:

  • Travel Agencies

  • Hotel Booking

  • Airline Tickets

  • Vacation Packages

  • Timeshares

  • Travel Membership Clubs

  • Vacation Rentals

Payment Gateway Integration

Our Payment gateway provides simple integration with APIs and SDKs including modules, sample code, test accounts and test cards. The payment gateway solutions allow you to process debit & credit cards through your website within a single platform. Robust backend system is accompanied by a modern web-based or downloadable reporting software which enables you to monitor and manage your transactions. With IPAYTOTAL, your acquiring Banking partner will interface your site with its secure payment gateway after which you can start accepting credit card payments online.

Get Started Today

If you’re ready to begin the application process for your merchant account, iPayTotal is here to help. If you have any questions regarding our merchant accounts or different services we offer, you can visit Website to connect with highly experienced and well-educated team, with more than a decade of experience in the industry.

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